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Types of Life Insurance Policies



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Whole Life

Permanent life insurance that does not expire and has a cash value, including universal life insurance.
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Term Life

Affordable policies for a fixed period when you need the coverage most. Choose from a length of 5 to 50 years.
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Pre-Existing Condition

Life insurance without a medical exam for those with pre-existing conditions.
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Final Expense

A policy with a guaranteed benefit for seniors to cover medical and funeral expenses.
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Critical Illness

A lump sum payment if diagnosed with a critical illness such as heart attack, stroke, or cancer.
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Disability

Provides a monthly payment to replace your income if you become disabled, lasting for the duration of the disability or until age 65.

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